Connecticut is the southernmost U.S. state in the New England area of the northeastern United States. It’s bordered by Massachusetts to the north, Rhode Island to the east, and New York to the south as well as the west (with which it shares a water bound in Long Island Sound).
Connecticut is named after the Connecticut River, a major U.S. river that about bisects the state. The term is a French corruption of the Algonquian word quinetucket, which means “long tidal river”. Its capital city is Hartford. Much of southern and western Connecticut (along with the majority of the state’s population) is part of the New York metropolitan area; three of Connecticut’s eight counties are statistically included in the New York City combined statistical area, the same area is broadly referred to as the Tri-State area.
Called the Constitution State, Nutmeg State, and “The Land of Steady Habits”, Connecticut was powerful in the development of the federal government of America.
Connecticut Auto Insurance Laws And Requirements
Connecticut law requires that all registered motor vehicles have liability insurance. You can not drive a motor vehicle without liability insurance. Insurance must be maintained at all times when there is an active registration entitling the vehicle to be operated on the public highway.
You have to have at least the following kinds and amounts of insurance policy to comply with the mandatory requirements:
- $20,000 physical injury coverage for injuries or even a death occurring to one man in an accident.
- $40,000 physical injury coverage for injuries or deaths occurring to more than one person in an accident.
- $10,000 property damage coverage for an accident.
You’re required to have evidence of auto insurance financial obligation either on your individual or in your car. The numbers above represent the minimal coverage that is mandatory. Most insurance professionals guide having considerably more protection than this.
It is normally recommended to have other kinds of automobile insurance policy to safeguard yourself from the many liabilities that can originate from an automobile accident. Compare rates from various car insurance providers, policies, and exceptions to assist you determine what types of added coverage you need to shield yourself from.
Obviously, additional protection costs more money. However, you can certainly attempt to check your expenses by comparison shopping online for the top rates and coverages available. Or, only call the tollfree phone numbers supplied by insurance companies to get the information you require.
Driving Statistics In CT
As of 2009, Connecticut reported registering 3,072,000 motor vehicles and 2,916,000 authorized drivers.
Cheap Auto Insurance Rates In CT
One thing you must know about your CT auto insurance rates is that each automobile insurance provider in CT has different methods for determining rates. Your auto insurance rates aren’t set by the state or any other regulatory agency. They are determined only by the insurance company. When determining rates though a lot of the same variables are used from company to company, the only way to know which insurer has the lowest rates for you is by shopping around.
While one company might have the ability to provide a family member the best rates, this does not mean that the same company will have the bottom rates for you. Shopping around is crucial to finding the most affordable CT auto insurance coverage! To begin finding rates, scroll up to the top of this page and enter your zip code to get free quotes from forautoinsurancequotes.com
Relevant CT Insurance Resources
Connecticut Insurance Department – CT.gov
153 Market St #7 Hartford, CT 06103
Connecticut Department of Motor Vehicles – CT.gov
60 State St